Dilemme, quand le budget devient un jeu !

Our Values

The values of the Dilemme program are those the CRÉSUS foundation has always fought to uphold. 

  • Independent commitment: Dilemme is, and shall remain, an independent program. All those who work to promote the program are committed to changing our society for the better, using their experience and expertise to help all those with the potential to benefit. 


  • Cooperation and co-construction: The Dilemme program has been developed and put into use via cooperation and co-construction with a number of partner organisations (including associations, banks and insurance firms). As often as possible, operations are carried out by teams featuring a CRÉSUS representative and a volunteer from the banking or insurance sector.


  • Expertise: The unveiling of the Dilemme program has been made possible thanks to the expertise and experience that CRÉSUS has been developing for the past 25 years. Its relevance and proximity to real situations are the result of years of welcoming, listening to and supporting individuals and families suffering varying degrees of debt. The Dilemme tools are only available for use by those who have completed the relevant training program. 


  • Openness, not judgement: The Dilemme program aims to train and inform, without passing judgement. CRESUS has always striven to produce responsible citizens, without placing blame or conferring victim status. Getting various members of society to gather together around a board game or an application, in a non-commercial context, encourages direct and frank exchanges. This innovative method is a way to combat the stigma felt by certain people, while simultaneously demystifying the role played by banks and insurance companies.


  • Innovation: Innovation has been central to the design and development processes for this program. Innovation in pedagogical terms, firstly, as the Dilemme program is part of a movement do revitalise educational processes, promoting a vision of learning that's off the beaten track. Dilemme is part of a modern revolution, allowing people to speak freely about money without any sense of taboo. At the heart of the Dilemme program is social and pedagogical innovation, enriched by a novel educational tool and modern digital support services.  
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Quand le budget

devient un jeu

Dilemme®, en partenariat avec :

Avec le concours de :

Action Logement - CIL Pass Asistance | Amundi Asset | BNP Paribas | Crédit Mutuel de Bretagne | Franfinance | Intrum | La Fédération Bancaire Française - Programme Les Clés de la Banque | La Française des Jeux | La Fondation BTP Plus | La Fondation Cetelem pour l'éducation budgétaire | La Fondation HSBC pour l'Éducation | La Fondation Société Générale | Le Groupe La Poste & La Banque Postale | Le Point Passerelle Alsace Vosges | MACIF, MACIF Prévention et ADPI| Ministère de la Justice | Ministère de la cohésion des territoires et des relations avec les collectivités territoriales | Ministère de la ville & ANCT | Ministère des Armées | Réseau CNEAP (Conseil National de l'Enseignement Agricole Privé) | Réseau FNADIR (Fédération Nationale des Associations Régionales des Directeurs de Centres de Formation d'Apprentis)

Dilemme® Anim'App, lauréat du prix
« Tango&Scan » 2014 :


Dilemme®, demi-finaliste 2014 du prix
by The LEGO Foundation :


Dilemme Education a reçu le label EDUCFI de la Banque de France :

 Dilemme Entrepreneurs est lauréat 2019 de l'Appel à Manifestation d'Intérêt :


CRÉSUSAgrée Éducation Nationale

Dilemme® est un programme développé par l'association pour la Fondation CRÉSUS®, association agréée au titre des associations éducatives complémentaires de l’enseignement public. CRÉSUS est organisme de formation et a reçu la certification Datadock.